the benefits of tailored ‘all-risks’ cover
Under Caxtons’ exclusive insurance cover through Pi-Property Insurance, the extent of the ‘All-Risks’ cover provided under the policy is second to none.
As well as the cover you would expect to see in a property owner’s policy, such as malicious damage, landlord’s contents and property owner’s liability, our policy features a number of additional benefits. These covers are often utilised and regularly provide financial assistance to policyholders when many alternative policies would not respond in the same way as these live examples illustrate:
Fly tipping: Two lorry loads of used tyres were dumped on the forecourt of a client’s premises, which had to be removed. Claim paid – cover up to £100,000.
Tree removal: A large tree fell from adjacent land (owner unidentified) causing damage to the boundary fence and a significant cost in cutting up and removing the tree. As the building was not damaged many policies would not respond. Claim paid – cover up to £10,000.
Malicious Damage: A joyrider drove a vehicle through communal gardens, causing significant damage to shrubs, lawns and a paved area. Claim paid – automatic cover up to £50,000.
Trace and access: A leak in a block of flats proved very hard to find, and significant costs were incurred in tracing the source. Many insurers limit their exposure. Our cover provided for unlimited costs.
In addition to our property owners policy, we are able to provide other property related insurances such as:
- Directors and Officers liability insurance
- Engineering cover
- Contract works cover
- Property owner’s liability
Experience has shown that, on occasion, property owners, tenants and management companies are not well served by their property insurance brokers. We have worked with our insurance brokers Clear Insurance Management (formerly Morrisons Insurance Solutions) for over 15 years and have an extremely proactive and close working relationship enabling us to provide a property owner’s insurance you can rely on.
Our no-obligation quotation has proved attractive to many new clients, who have discovered the benefits of this bespoke Caxtons’ property owner’s insurance scheme.
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Caxtons is regulated by the Royal Institution of Chartered Surveyors (RICS).
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